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Updated: Jul 7, 2022

Dear Clients & Friends,

Last week, we celebrated Arbor Day.  Well, perhaps we recognized that Arbor Day was upon us; we didn’t necessarily “celebrate” it.  However, it did give us a reason to reflect on the progress that we’ve made as a firm in regards to the extreme reduction in our paper usage over the years.  According to available data regarding how much paper an average “office environment” uses, an average employee prints 35 pieces of paper per day. Over the last year, MOR Wealth Management employees have been printing roughly two pieces of paper per day. Thus, our employees have been using only 6% of the amount of paper per employee, per day that an average office worker prints.  No, that is not a typo- less than six percent!  These low numbers also include the unbelievable amount of recycled scrap paper that we use when printing for internal office matters. We are very proud of these numbers, we brag about them regularly, and we feel fully justified in our bragging rights!

Many clients have participated in reducing paper usage outside of our office by choosing e-delivery for account statements and tax documents.  However, we fully understand and respect the reasons why some clients prefer continuing with traditionally printed correspondence.  We feel that clients who have relied on paper statements for years are fully justified in wanting to maintain their routine, and we fully support their preferences.  So, we began thinking about what we can do to more responsibly support that paper usage. We’ve decided to extend an invitation to all of you who prefer paper statements to join us in replacing the natural resource that we are using in this business context. We are also extending this invitation to anyone who would like to use this opportunity to replace the paper that you may be using with other institutions such as credit card companies, insurance companies, etc.

For some time now, MOR Wealth Management has planted trees through A Living Tribute in honor of clients’ life cycle events, such as the birth of a new family member or to honor a loved one that has passed.  We are now inviting all of our clients to join us by planting one tree per year in support of our environmental efforts.  This is by no means a requirement, nor is it even a request.  It’s simply an invitation to those of you who choose to join us.  One tree represents about 10,000 pieces of paper, so your participation will not only replace the paper that we use for you, but will likely replace all the mail that you receive in a year!

This is a totally optional effort.  If anyone would like to participate, please click on this link (A Living Tribute) and let us know if you’ve purchased a tree.  Or, simply reply to this email, and we will prepare an authorization to send a check from your account on your behalf.

During the coming week, stop to take a deep breath outdoors and remember how precious our natural resources are. Have a lovely weekend.

-Your fellow MORWM environmentalists


Matthew Ramer, AIF® Principal, Financial Advisor MOR Wealth Management, LLC

1801 Market Street, Suite 2435 Philadelphia, PA 19103 P: 267.930-8301 | c: 215-694-4784 | f: 267.284.4847 |

601 21st Street, Suite 300 Vero Beach, FL 32960 P: 772-453-2810

The majority of this content was written and distributed MOR Wealth Management, all rights reserved. Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a registered investment adviser. Fixed insurance products and services offered through CES Insurance Agency.


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